ABOUT HECM Senior Home Financing

About Our Company

Our company was founded with the goal of helping senior citizens live out the best retirements possible by utilizing a Home Equity Conversion Mortgage (HECM). One of the biggest barriers to a happy retirement is having liquid cash. Our company can help senior citizens overcome this barrier by providing a way for them to buy their primary home with about a 50-60% down payment and make no more mortgage payments on it for as long as they live in the home*. We believe that being able to buy a home at close to half price and then not needing to ever make any more mortgage payments on it will enable senior citizens to use their liquid cash to pursue their goals.

* They will still need to pay for other home-related expenses such as property taxes and homeowner association dues, maintain the home, and otherwise comply with the loan terms.

Meet Our Team

Tim Linger

Chief Executive Officer

NMLS 453530


Certified HECM Specialist, Senior Advisor, and Reverse Mortgage Professional

Sean Corcoran

Senior Loan Officer

NMLS 1137841


Don Mulcahy

Marketing Representative

Certified HECM Specialist


Kie McCarthy

Sr Real Estate Specialist


Certified HECM Specialist

Mary Mulcahy

Marketing Assistant


Certified HECM Specialist

Josh Furse

Operations Manager


Bill Graves

Mortgage Loan Officer (Virginia)

NMLS 506610


Sandra Bernal

Project Manager

Rayanne Robison

Loan Processor

Certified HECM Specialist

Kathy Lekadou

Community Educator

Certified HECM Specialist

Sean Tucker

Community Educator

Certified HECM Specialist

Charles Bennett

Community Educator

Certified HECM Specialist

Fair Housing Broker